When you’re serious about buying a home and getting the best deal you can, there are few simple steps can ensure you are prepared, before you sign. Step #1 – Don’t get pre-qualified! A pre-qualification letter merely means you have spoken to the lender or a loan officer and based on what you tell them, they say you are qualified. They may have run a credit report, but they haven’t actually verified your funds, employment or taken into consideration any problems which may show up. I recommend my clients get pre-approved. A pre-approval means everything has been verified, your funds...